Ben Affleck and Jennifer Garner recently announced that they are splitting up and already Ben’s old flame, Jennifer Lopez is back in the picture.

Urban gossip outlet, MTO, is spilling the tea saying the divorce is NOT over Ben’s gambling problem and moreover Garner catching him getting jiggy with Lopez!

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According to our insider, Jen and Ben have been SNEAKING AROUND for weeks. It started off as just CUT BUDDIES . . . but now they’re actually dating. The insider told us that J LO is talking OPENLY ON SET about Ben ALL THE TIME . . . and that they plan on taking their romance PUBLIC. Until yesterday, Ben Affleck WAS MARRIED and NOT separated. h/t MTO

Developing story..