Katie Holmes and Suri were Cruising in their fresh Mercedes-Benz limousine when suddenly it was sideswiped by a huge NYC garbage truck.

Police say Tom’s daughter and soon-to-be-ex-wife were uninjured and the truck bashed in the left rear fender of their sweet ride. Katie and Suri’s driver was the only other person in the car.

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The incident occurred on 33rd Street which is in close proximity to Chelsea Piers, the location of Suri’s gymnastics lessons.

No one was cited, info was exchanged and yes, Tom is watching…